Private Coaching 
 Personal support for the financial success you want! 
 "WE CAN'T SOLVE PROBLEMS BY USING THE SAME KIND OF THINK WE USED WHEN WE CREATED THEM."
Albert Einstein
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Private Coaching Will Help You...
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Get your YNAB budget (or any other budget system that works best for you) up and running fast so you can focus on the important stuff.
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Get the financial tools and direction you need. See what you haven't seen before so you can achieve success that sticks.
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Understand and solve for the roadblocks that have previously held you back. Overwhelm, embarrassment, and regular money fights be gone!
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Create a plan that you AND your spouse can be happy with.
CHANGE YOUR MONEY.
CHANGE YOUR LIFE.

Coaching can increase your success by more than 80%!!
"I never thought I would say money is fun!"
Sheri Brasier, Idaho 
 Cut the Learning Curve.
CUSTOMIZE YOUR EXPERIENCE. 
60-minute Sessions
 Private time to figure out and address what really matters for real and lasting progress! Work on YOUR stuff every time! 
Accountability
 Accountability for your specific progress! No falling though (or sliding into) the cracks! Incredible support to actually accomplish the good things and become the successful person you want to be! 
Expert Attention
 With an expert in your corner to shorten learning curves and reduce mistakes, you will quickly save big on time, energy, and money! 
Pay As You Go
No Commitment
$200
One time payment
Flexible
Preferred by people who:
Want a lot of flexibility.
Includes:
  • 1 x 60-minute private session 

  • Unlimited email access for 1 month.
YNAB Coaching
Concentrated help
$600
One time payment
Short-term
Preferred by people who:
Want to use YNAB as their budgeting tool and fast-track the DIY learning curve.
Includes:
  • 4 x 60-minute private sessions 

  • Unlimited email access for 6 weeks.
Slow & Steady
Keep the Pace
$150
Subscription
6+ Months Commitment
Preferred by people who:
Want to supplement their efforts with more accountability and coaching.
Includes:
  •  1 x 60-minute private session per month 

  • Unlimited Email Access

  • Total Access to Ruth's Toolbox
Make It Happen
Achieve your focus
$275
Subscription
6+ Months Commitment
Preferred by people who:
Are ready to make finances their main focus this year. It's time, baby! 
Includes:
  • 2 x 60-minute private sessions each month

  •  Unlimited Email Access

  • Total Access to Ruth's Toolbox
 Please note that, during school, Ruth schedules private sessions on week days during the hours of 10:00am-3pm MT. Summer availability is TBD each year. If this is not possible with your schedule, contact Ruth for some great referrals. Members of Abundant Budgets get first priority for private coaching slots.  
"She has given me practical solutions and has not judged me."

"I wanted to get a better handle on my finances, get out of debt, and starting to use my money more responsibly. The biggest hurdle was opening up to someone about my mistakes, being honest, and the cost. Ruth has been so nice and understanding. She has given me practical solutions and has not judged me. I feel like I can trust her to have my biggest interest at heart. My biggest lightbulb moment was the steps that I could take to make my financial journey and goals a little easier to achieve, and how investing in my future will set me up so I can help others." 

 Joyce Muteb, Wyoming 
MEET COACH RUTH
  • She loves money stuff but doesn't love math or complicated things. Reading 401k and insurance stuff is really boring.
  • She tries not to use 4-letter words around her kids ....and adults....but sometimes there are just no other words.....
    • She is a fan of parables and stories for teaching. They are WAY more fun than a lecture.
      • She knows how scary/hard asking for help can feel, and what a game-changer good help can be!
        • She doesn't believe in a one-size-fits-all solution. She loves to give people a solid place to start and help them cherry pick what works for them and what doesn't.
        • She really doesn't like commitment, because it is so concrete. But she loves commitment, because it is so concrete.
        • She believes you are your best financial adviser; you just need to find your groove.
          • She has VIP membership in the lazy club AND the tenacious club.
            • She TRULY believes God wants everyone to create and live in an abundance. We just have to be willing to do the work and not rush ourselves.
            "Financial coaching is exactly what you need to get unstuck...She listens carefully and asks insightful questions."

            "Financial coaching is exactly what you need to get unstuck. Before meeting with Ruth Liebel, I expected we would talk about the technical aspects of starting a Small Business. She of course addressed this, but she sensed non-business issues and helped me examine my beliefs around growth and change. Ruth listens carefully and asks insightful questions with gentle, firm precision.

            If you're afraid of speaking aloud your doubts and fears, you can trust Ruth to hold a safe space for you to face and work through the burdens you're carrying. Her session recaps and homework assignments are custom-fit to your particular goals and needs. Having a financial coach is like having a cheering section, a wise friend and financial guru all wrapped up in one."

             Christina Stanley, Utah 
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