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Walk through each system to take control of your money with excitement, and fund what you love most!
"I wanted to get on the same page with my wife. I also wanted to be better organized and more disciplined in the way we spend our money. I am trying to retire in less than 4 years, and we feel well on our way to accomplishing that!
Ruth's strength is how she explains through Christian and personal life stories and a fun sense of humor. If I could tell those like me one thing, it would be 'you could spend a $1,000.00 learning from Ruth or thousands of dollars being ignorant.' Was it worth it? Yes!!!"
Live, group coaching sessions every month with Ruth! Plus the the ABG Facebook Group! Get all YOUR questions answered. Work on YOUR stuff. REAL accountability, support, connection, and inspiration!
Learn at your convenience. Work through the courses in order, or choose your own adventure. Get personal feedback from Ruth. Review the content again and again to master the concepts.
Ruth's Toolbox is HUGE: templates, guides, short-cut links, discounts, pro network, etc., to save time, short-cut through the overwhelm, and get stuff done!
- 2 x Group Coaching sessions with Ruth each month
- A seat in all Special Expert Workshops
- TWELVE (12) courses PACKED with game-changing content!
- Access to all future courses!
- No large, upfront payment
- No contracts
- No obligation to a "payment plan"
- No bull
"Our biggest lightbulb moment was getting on the same page about spending money. That was huge for our relationship and has healed something that was a real struggle for both of us!
Do it!!! It will be worth it all the way. Ruth can help you get the help you need and the help you don't know you need! If we hadn't had her help, we would still be in the same struggle bus for years to come! She got us out of a sticky situation and into the future! It's worth every penny!"
Don't spend another moment stressed about finances. You can make a change.
Course and homework can be done at your own pace, but most members set aside 2-3 hours per week to focus on finances.
Everything is broken down into doable tasks, plus you'll have Ruth's expertise and endless resources. The savings in time, energy and money created in perpetuity is definitely worth the investment.
Life happens, and Ruth can help you with ANY question in The Group coaching sessions, but if your primary concern is financial crisis or dealing with creditors, contact Ruth for great referrals.
The high level of quality personal attention is a special difference compared with other online financial courses.
Financial conflict in marriage may be a big motivator to join this program, but it's important that communication and trust between spouses are still functional.
The presence of compulsive gambling, higher levels of financial infidelity, or high conflict in multiple areas of marriage is better served with marriage therapy and private coaching.
Coaching can certainly refuel a fire when it's low, and Abundant Budgets is loaded with inspiration and easy wins. However, you must come with dedication to improve your finances, willingness to try new things, and commitment to do the homework. Motivation and follow-through can be encouraged, but not purchased.
"My lightbulb moments have been:
1. The day I actually had fun working the budget!
2. Seeing the debts paid off and truly knowing I could achieve my goals.
3. Understanding the why's behind my money habits and overcoming them.
Having a financial coach is definitely worth it. Ruth delves in to more than just the numbers and a budget. I have improved in every aspect of my life. Ruth has helped me understand ME, and how to customize the tools and information in a way that best serves me and my circumstances. She helps me keep my eyes on the prize. I believe that I can truly become a master of my money.
Ruth helps single, working mothers learn how to set boundaries with their money and feel empowered.
- She loves money stuff but not math or complicated things. Reading 401k and insurance stuff is really boring....
- She tries not to use 4-letter words around her kids ....and adults....but sometimes there are just no other words.....
- She is a big fan of parables and stories for teaching. They are WAY more powerful and fun than a lecture.
- She knows how hard asking for help can feel! But, when you ask the right people, it's liberating and life changing!
- She doesn't believe in a one-size-fits-all solution. She loves to give people a solid place to start and help them cherry pick what works for them and what doesn't.
- She really doesn't like commitment; its too concrete. But she also loves commitment, because it's so concrete.
- She believes you are your best financial adviser if you have good information.
- She has a VIP membership in the lazy club AND the tenacious club.
- She believes VERY strongly God wants everyone to create and live in an abundance. We just have to learn the best way for us to do that.
"Ruth has been such a huge motivator in my financial life as well as other life goals. She is great at supporting others and giving some very much needed feedback. She has helped me feel more confident going forward with my financial goals. She's helped me surpass my goals and is wonderful at following up on those goals. She truly cares about her clients and I would gladly recommend her to my family and friends."