Hello, Friend! 
  Do you want to win with money?  
 Then you need financial power tools!  
Get the FREE Budgeting 101 Guide Now!
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Wait!
Don't let the word "budget"turn you off!
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Contrary to general use:
Budgets are NOT about restrictions.
They're about INTENTION!
They just need the 4 Essential Elements!
It is SUCH a shame that too often budgets are misused and misunderstand,

because they are SOOOOOOO good at helping you get what you WANT!
My FREE guide will teach you:
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The Four Essential Elements of a winning budgeting system for YOUR life. 
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 Tips for getting off to a good start because floundering sucks. 
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My favorite tools to make it all EASIER because we love easer!
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Yes, give me the 4 Essential Elements!
Because a winning budget is a power tool!
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Save time, energy, brain space, and money!
 
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Break the paycheck-to-paycheck cycle!
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Manage irregular income and expenses without credit cards!
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Eliminate debt!
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Pay a full tithe!
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Money to invest!
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Guilt-free spending!
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More unity with your spouse!
 
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Improve your quality of life!
 
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I want a winning budget!
"I wanted to feel confident budgeting for my family, to know how to plan and see the future of money, to feel worthy spending money, and to feel less intimidated by budgeting and numbers. I feel like Wonder Woman compared to when I started with Ruth!

When I plan how to spend my money, there is less guilt about how it is spent and it helps me design my dream life. Money shows me what I prioritize. I get to pivot and not feel guilt, in fact I feel empowered because I am being responsible for what I do with my resources. I am forever grateful and will be back. ; )"
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Melanie R.
North Carolina
Ditch the money drama.
"We work hard and don't buy lavish things, so where is all the money going?!"
"Keeping track of all the due dates and numbers in my head isn't working!"
Win with money!
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Teach me the 4 Essential Elements!
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