"We work hard and don't buy lavish things, so where is all the money going?!"
"Trying to keep all the numbers and dates in my head just isn't working."
You believe in living within your means, and you make decent money. So, why is there never enough money at the end of the month??!!!
Managing money as a married couple is totally different than when you were single. You now have two sets of wants, needs, approaches, etc. This complexity can add a lot of conflict.
A budget is KEY when working successfully with your spouse.
You may cringe at the idea of "living on a budget."
they never seem to work. It sounds boring. It sounds like a crabby, old boss that demands early curfews and zero fun. It sounds like pages of spreadsheets. It sounds like more money fights.
Gross!
you've just never been taught how to actually budget!
And with 78% of American's living paycheck-to-paycheck and 50% not being able to cover a $500 emergency, it's likely your friends and family don't know the right way either!
That's why I give away my useful tips and recommendations for getting started.